Hundreds of Mortgages
all under one roof

About us

We’re a well-established Mortgage and Insurance brokerage in the centre of Linlithgow, specialising in residential property finance. With over 20 years’ experience in the Financial Services industry, we have access to a comprehensive range of lenders and insurers from across the marketplace. 

While we are based in Linlithgow, you don’t have to be to benefit from our service. We can easily assist you no matter where you live, as our processes and systems are set up to be able to support you anywhere. 

Once we know your aims and objectives for the future, we’ll provide you with independent advice and a recommendation for a Mortgage and insurance that is most suitable for you. 

Our service continues beyond your Mortgage completion. What we offer doesn’t have to end when your Mortgage begins. Our aim is to build long-lasting relationships with our clients so we can continue to be of service beyond that.

Services

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Residential Mortgages for first time buyers and homeowners 

As your local Mortgage broker, we’ll do all the legwork for you by searching through hundreds of Mortgages from a wide range of different lenders and then we can give you expert advice on what’s right for you and your needs. This includes for:

  • House Purchases
  • Remortgages
  • Shared Equity
  • Retirement interest only
A MORTGAGE IS A LOAN SECURED AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. SECURING SHORT TERM DEBTS AGAINST YOUR HOME COULD INCREASE THE TERM OVER WHICH THEY ARE PAID AND THEREFORE INCREASE THE OVERALL AMOUNT PAYABLE. YOU MAY HAVE TO PAY AN EARLY REPAYMENT CHARGE TO YOUR EXISTING LENDER IF YOU REMORTGAGE.

OUR FEE FOR MORTGAGE ADVICE DEPENDS ON YOUR CIRCUMSTANCES. OUR TYPICAL FEE IS £399 AND UP TO A MAXIMUM OF £499. WE WILL ALSO BE PAID COMMISSION BY THE LENDER. 
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Buy to Let Mortgages for new and experienced landlords

If you’re thinking of buying a property as an investment, then getting the right Mortgage could be the best move you make. Ensuring you have a competitive Mortgage could make all the difference as to how successful your investment is. We have access to a wide range of Buy to Let Mortgages and we’ll give you expert advice on which one is right for you. This includes for:

  • Property purchase
  • Remortgages
  • Portfolio landlords
  • HMO
MOST FORMS OF BUY TO LET MORTGAGES ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY.
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Equity Release, Mortgages for those who are approaching retirement or already retired

If you’re thinking of releasing equity from your home to raise money in your retirement, we’re specialists in Equity Release and we can give you advice that’s tailored to you and your needs. We’ll research the market for you to find the best solution. Our Equity Release service is about giving you complete peace of mind in your retirement. This may include: 

  • Lifetime mortgages
  • Home reversion schemes
EQUITY RELEASE MAY REQUIRE A LIFETIME MORTGAGE OR HOME REVERSION PLAN. TO UNDERSTAND THE FEATURES AND RISKS, ASK FOR A PERSONALISED ILLUSTRATION

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Personal Protection Insurance, to ensure you have complete peace of mind that you’re protected against what could be around the corner:

  • Income protection
  • Critical Illness Cover
  • Life assurance
  • Personal sick pay
These plans will have no cash in value at any time and will cease at the end of the term. If premiums are not maintained, then cover will lapse.

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General Insurances, as we’re specialists in this area and we want you to have peace of mind that you have the right cover in place for:

  • Home insurance
  • Landlord's insurance
  • Private medical insurance
  • Accident, sickness and unemployment

Credit Report

Your credit report is a detailed account of your personal financial data, showing how you conduct your finances and how you repay any debts. It is one of the tools used by Mortgage lenders to assess the risk of loaning money to you. Your report also records details such as your address history, your date of birth, whether you’re on the electoral register and any financial associations you have. 

The content of your credit report is just as important as your credit score when applying for a Mortgage. It provides a track record of how you run your finances and this is what a lender wants to get a picture of when you apply for a Mortgage with them. You should check your credit file in preparation for applying for a Mortgage. Not only will this let you ensure the data is accurate, but it will give you an insight into any areas that may be problematic for a Mortgage application. You will have the opportunity to work on any areas that can be improved and to rectify information that needs to be updated. 

Obtaining your credit report from Check My File provides access to your comprehensive credit report, by cross-referencing your information from all credit reference agencies.

Click the logo below to access your credit report.

Testimonials

Linda makes something that can be incredibly tedious and complex very simple and straightforward. After the initial contact to establish our requirements Linda provided us with a set of options to consider with clear explanations behind each option. Then once we were ready to make offers and subsequently had an offer accepted everything was in place and ready to go. 

Linda also provided us with other options for various insurances we required which meant we wrapped up everything in a nice neat package. We would 100% recommend Money Check and we are thankful for everything Linda has done to make our house purchase possible. 

Ross 

Linda is the best local mortgage advisor, a very nice and professional service. She will guide you from the beginning to the end of all procedures, always in constant contact. What's more, she won't leave you when you do your first and next remortgage! Highly recommend Money Check! Thank you for your support. 

Mariola

I want to thank you for the high level of service that you have offered to us. As well as our other businesses, my husband and I have a property portfolio and we have been looking for a reliable mortgage broker for some time. You have given us a professional service and have gone over and above what we had expected. You took the time to fully understand our situation and have just successfully mortgaged a difficult property for us. Your excellent communication during the process made a potentially stressful situation easy! You have carried out several remortgages for us, it was an extremely easy process and it has saved us a lot of money every month. Your commitment to a personal service whilst working promptly and thoroughly means that we will continue to use your services and recommend you. Thank you, 

Lindsay and Brian G 

Linda was absolutely amazing from my first phone call. Linda called quickly and she was very clear from start to finish on what I needed to do, explaining everything she was doing. Nothing was a problem and she happily exhausted all options to make sure we got the best advice and outcome. Linda was so easy to contact throughout, via email and telephone and even text at times when she was out of office! Just great and so friendly. I would highly recommend to anyone looking for a mortgage. Thanks for everything, 

Sarah-Jane and Cameron

 My stepfather was complaining that he had to renew his Home Insurance and did not understand all the various paperwork. Thinking it would be one of my weekend jobs to try and sort out his insurance policies, it was fortuitous that you are happy to advise personal clients on general insurance. Although thinking it may have been too small a job for you, you agreed to help him. After your conversations with him and him telling me that he had been speaking with a little girl, you managed to sort him out with an updated home insurance policy. He is delighted that it is sorted out for him. Thank you for your help, I can pass your information to others so that you can help them also.

Bill S

I wanted to write to thank you so much for helping me secure both my Mortgage and home & contents insurance. It was great to have your guidance, that helped me understand what was affordable and you worked hard to secure me the best deal, keeping me updated all the way along the journey. The service you offer is fantastic and I would happily recommend you to my friends and family in the future. 

Russel L

My wife and I recently instructed Linda Grier of Money Check to arrange our mortgage for our new house. We were both extremely impressed and delighted with the level of service received. From our initial meeting with Linda until we moved into the house, we were kept fully informed of what was happening and everything was broken down and explained to us along the way. Cannot recommend Linda highly enough to others who are looking for a mortgage or indeed a remortgage. 

Colin and Amy F 

Couldn’t recommend Money Check highly enough Linda made a potentially stressful process of hunting for a mortgage provider incredibly easy for us. Communication, product knowledge and customer service was first class. Thanks Linda! 

Andrew H 

Can help even the youngest of clients get on the property ladder. Many thanks. 

Ben W 

Contact us

Email communications are not secure and for this reason, Money Check cannot guarantee the security of the email, its contents or that it remains virus free once sent. We will use your name, email address and contact number (‘personal information’) to contact you about the services you have requested or respond to an enquiry you have submitted, which will require us to share your personal information with our advisers. 

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First Floor, Regent House, Blackness Rd, 
Linlithgow EH49 7HU

01506 848900

info@moneycheck.org.uk

Privacy Policy

The guidance provided within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK. 
Money Check is an appointed representative of TenetConnect Limited, which is authorised and regulated by the Financial Conduct Authority.
TenetConnect Limited is entered on the Financial Services Register (www.fca.org.uk/register) under reference 149826 Principal: Linda Walker Grier

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